Home & Personal Insurance

If you own property or household goods, it's important to protect them against loss or damage. You have the option to take out All Risks insurance, Personal Liability insurance, Personal Accident insurance or a Living Future (serious illness) policy.

Personal Accident Insurance

This insurance will compensate you if you are injured by accidental, violent and visible means. The policy covers death, permanent disablement, temporary total disablement and medical expenses.

Houseowners (Buildings) Insurance

This policy covers your buildings and fixtures and fittings against damage caused by theft, fire, lightning, explosion, earthquake, impact by animals, accidental damage of water pipes, accidental breakage of windows and more.

Householders (Contents) Insurance

This policy covers your household goods, personal effects and fixtures and fittings where loss or damage is caused by theft, fire, lightning, explosion, earthquake, impact by animals, accidental damage of water pipes, accidental breakage of windows and more.

All Risks Insurance

This insurance covers you for loss or damage from most external causes. It covers items such as jewellery, watches, cameras, spectacles and property which you often take away from home. It also includes luggage, sports equipment and other possible possessions that you generally carry on you. All of these are covered under one overall insured sum.

Travel Insurance

This insurance covers you for emergency medical and related expenses, personal injury, personal property and personal liability.