It is important to think about how you can protect your belongings from potential risks like fire, floods, hail, and theft. That’s why you need insurance that covers not only the structure of your house but also your home contents. You can get Old Mutual home and householders content insurance, a policy that will compensate you if your home or household goods are damaged through fire, lightning, explosion, earthquake, impact by animals, accidental damage of water pipes, accidental breakage of windows or stolen.
What’s in it for you?
- Peace of mind knowing that you covered damages to electronics, appliances, furniture, and even the food in your freezer
- We have you covered in the case of a fire and explosions at your home
- Natural disasters? We've got you covered from lightning to hailstorms and even earthquake damage
- Impact by vehicles, falling trees or parts of trees, animals, aircraft, or articles dropped from above. That’s covered too!
Types of cover
You choose from three basic forms of policy cover:
Buildings insurance
This policy covers your buildings, fixtures and fittings against damage caused by theft, fire, lightning, explosion, earthquake, impact by animals, accidental damage of water pipes, accidental breakage of windows and more.
Why choose Old Mutual Home Insurance?
Here's why people choose us:
Against all odds
Theft or attempted theft where there's forcible and violent entry to (or exit from) your property causes damage to the premises.
The fixer
We fix your bursting, leaking or overflowing pipes, water apparatus or oil-fired heating apparatus.
It’s simple
We provide a simple registration process when you apply for the cover.
Want to know more?
If there’s anything else you want to know, let’s talk. Give our Customer Service Centre a call on toll-free number 433 or call + 263 (0) 24 2308 400. You can also WhatsApp us at +263 719 433 433 or email us at insure@oldmutual.co.zw.
No paperwork is required at all. All you need to do is access any of the channels (*227# or WhatsApp 0777227227), self-register by providing your information, and pay using your CABS bank account or mobile money wallet.
Option 1 - Access on WhatsApp
- Save the number and text ‘hi’ to 0777 227 227 on WhatsApp
- Select Insurance Services
- Select Homeowners/Household Contents
- Follow the easy steps to complete transaction
- Get a quotation & proceed to payment.
Option 2 - Access on USSD
- Dial *227#
- Select Insurance Services
- Select Homeowners/Household Contents
- Follow the easy steps to complete the transaction
- Get a quotation & proceed to payment.
Yes absolutely you can by following these easy steps:
- Save the number and text ‘hi’ to 0777 227 227 on WhatsApp
- Select Insurance Services
- Select Renew My Cover
- Follow the easy steps to complete transaction
- Get a quotation & proceed to payment.
Option 2 - Access on USSD
- Dial *227#
- Select Insurance Services
- Select Renew My Cover
- Follow the easy steps to complete the transaction
- Get a quotation & proceed to payment.
Your premium will depend on the value of your house and /or its contents and the cover amount you choose. Dial *227# or send “Hi” to WhatsApp 0777 227 227 to find out more.
We recommend that you assess the value of your home contents regularly to ensure that you are covered for the correct amount. Bear the following in mind:
- The replacement values of goods change over time.
- If your policy is not reviewed and the higher replacement value is not taken into account, the cover becomes inadequate.
- You – or an expert – need to make a realistic estimate of the true replacement value of your insurable assets, equipment etc.
- Update your household inventory list and list of other assets on a regular basis to ensure that any new items are included and remove items that you no longer have.
- Move methodically from room to room in your home, and assess item by item.
- Record the make, models and serial numbers of major household appliances. Retain your original purchase documents such as invoices and operating manuals.
- Most policies limit coverage for expensive items such as jewellery, artworks, stamps and coins, furs, rugs and loose carpets. You may need to insure these items separately with a Specified Personal Goods policy.
- To determine the value of the items it may be easier to use the store catalogues or to visit an online shopping site.
Once you have completed the inventory form, submit the form to your broker or insurer as a permanent record of your current value at risk. A video recording or photographs makes it easier to record and identify your household items. Your inventory should be updated annually, or alternatively periodically when you acquire additional household goods.
