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Protect your wheels
Protect your vehicle against accidents and theft with our motor insurance.
What is Old Mutual motor vehicle insurance cover?

This insurance covers various types of private and commercial vehicles which are used for social, domestic, personal, business, and commercial purposes. There are three basic forms of policy cover: Third party cover; Full Third Party (FTP) Full Third Party, Fire and Theft (FTPFT) and Comprehensive.

What’s in it for you?

  • Affordable premiums
  • Access to 24/7 Roadside Assistance
  • Up to 20% premium discount for a named driver policy.
  • A non-claims discount of up to 10%
A customer opening his car door and leaning out to smile with his hand on the door handle

Types of vehicle Insurance cover

Whether you’re insuring your vehicle via our digital platforms or through our various distribution channels, it is important that you understand what your policy covers.

Full Third Party (FTP)

It is a compulsory vehicle insurance policy that covers liability for death or bodily injury to others plus damage to property of others up to a certain amount. 

GIVES YOU COVER FOR:

  • Third Party Bodily Injury/Death 
  • Third Party Property Damage 

Payouts are as per set regulatory limit by the regulator.

Old Mutual Vehicle Assessment Centres

Through our Vehicle Assessment Centres we give you fast, reliable, and professional service when you need it most. Our centres provide accurate inspections and assessments to make the claims process smoother and quicker, helping you get back on the road with confidence.

Why insure with Old Mutual?

As the leading insurance company in Zimbabwe, our cover provides you peace of mind knowing that no matter what happens, we have your back.

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Immediate cover
Cover starts immediately after premium payment.
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Claims Turnaround time
Trust us to settle your claims within 7 working days
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Far Away from Home
Get access to emergency roadside assistance 24 hours a day, 365 days a year.

Want to know more about motor insurance?

Take a look at some commonly asked insurance questions. And remember, you can also call us on + 263 24 2308400, Toll free on 433, 08004302 (TELONE) or SMS on +263772432 996

No paperwork is required at all. All you need to do is access any of these channels (*227# or WhatsApp 0777227227), self-register by providing your vehicle information, and pay using your CABS bank account or mobile money wallet.

Option 1. Access on WhatsApp

  1. Save the number and text ‘hi’ to 0777 227 227 on WhatsApp.
  2. Select Insurance Services
  3. Select Buy Vehicle Insurance
  4. Choose your desired 3rd party cover
  5. Follow the easy steps to complete transaction
  6. Select your collection/delivery option
  7. Get a quotation & proceed to payment, you will get policy confirmation via SMS.

Option 2 Access on USSD

  1. Dial *227#
  2. Select Insurance Services
  3. Select Buy Vehicle Insurance
  4. Choose your desired 3rd party cover
  5. Follow the easy steps to complete transaction
  6. Select your collection/delivery option

Your cover note can be delivered to your home, office or any other preferred address in Harare or Bulawayo. Other cities nationwide currently offer a collection from branch option only.

You can collect your Motor Insurance cover notes from the following branches nationwide:

Old Mutual branches

  • Emerald Hill – Mutual Gardens
  • Finsure House Corner Kwame Nkuruma / S Nujoma
  • Mutare along Hebert Chitepo - 2 branches
  • Gweru along seventh street
  • Bulawayo Old Mutual Centre
  • CABS Centre S Nujoma / J Moyo
  • Zvishavane
  • Masvingo

CABS

  • Northridge Park
  • Central Avenue
  • Bindura
  • Arundel Park
  • Chiredzi
  • Central Avenue
  • Marondera
  • Chisipite

Changes of information could affect your cover and your premium, so you should inform us of them immediately. Some examples are moving to a new residence, changing the regular driver of your insured motor vehicle, and convictions for offences relating to dishonesty (against you or someone covered under your policy).

To update your policy details, please email us your new details on contactus@oldmutual.co.zw

Disclaimer