What is Old Mutual motor vehicle insurance cover?
- Affordable premiums
- Access to 24/7 Roadside Assistance
- Up to 20% premium discount for a named driver policy.
- A non-claims discount of up to 10%
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Whether you’re insuring your vehicle via our digital platforms or through our various distribution channels, it is important that you understand what your policy covers.
GIVES YOU COVER FOR:
- Third Party Bodily Injury/Death
- Third Party Property Damage
Payouts are as per set regulatory limit by the regulator.
It is a compulsory vehicle insurance policy that covers liability for death or bodily injury to others plus damage to property of others up to a certain amount.
GIVES YOU COVER FOR:
- Third Party Bodily Injury/Death
- Third Party Property Damage
- Damage or Loss caused by Fire or theft
The owner of the vehicle has an option to increase third party limits at an additional premium.
This policy covers Full Third Party plus damage or loss caused by fire or theft to the insured vehicle.
GIVES YOU COVER FOR:
- Accidental damage or loss
- Fire, lightning, explosion, or damage to the insured vehicle
- Theft of vehicle, accessories, or spares parts
- In addition to the regulatory requirements of the Road Traffic Act this policy is designed to cover third party liabilities up to maximum limits desired by the insured.
- Accidental damage of windscreen or door glass.
- Legal liability of the insured arising from loading and unloading risk up to set limits.
- Territorial extension to other countries such as - South Africa, Lesotho, Botswana, Namibia, Zambia, Malawi, Mozambique, Swaziland.
This insurance covers full third-party, fire and theft plus accidental damage to insured’s vehicle, medical expenses, and towing charges.
Through our Vehicle Assessment Centres we give you fast, reliable, and professional service when you need it most. Our centres provide accurate inspections and assessments to make the claims process smoother and quicker, helping you get back on the road with confidence.
- Save the number and text ‘hi’ to 0777 227 227 on WhatsApp.
- Select Insurance Services
- Select Buy Vehicle Insurance
- Choose your desired 3rd party cover
- Follow the easy steps to complete transaction
- Select your collection/delivery option
- Get a quotation & proceed to payment, you will get policy confirmation via SMS.
- Dial *227#
- Select Insurance Services
- Select Buy Vehicle Insurance
- Choose your desired 3rd party cover
- Follow the easy steps to complete transaction
- Select your collection/delivery option
- Emerald Hill – Mutual Gardens
- Finsure House Corner Kwame Nkuruma / S Nujoma
- Mutare along Hebert Chitepo - 2 branches
- Gweru along seventh street
- Bulawayo Old Mutual Centre
- CABS Centre S Nujoma / J Moyo
- Zvishavane
- Masvingo
- Northridge Park
- Central Avenue
- Bindura
- Arundel Park
- Chiredzi
- Central Avenue
- Marondera
- Chisipite
No paperwork is required at all. All you need to do is access any of these channels (*227# or WhatsApp 0777227227), self-register by providing your vehicle information, and pay using your CABS bank account or mobile money wallet.
Option 1. Access on WhatsApp
Option 2 Access on USSD
Your cover note can be delivered to your home, office or any other preferred address in Harare or Bulawayo. Other cities nationwide currently offer a collection from branch option only.
You can collect your Motor Insurance cover notes from the following branches nationwide:
Old Mutual branches
CABS
Changes of information could affect your cover and your premium, so you should inform us of them immediately. Some examples are moving to a new residence, changing the regular driver of your insured motor vehicle, and convictions for offences relating to dishonesty (against you or someone covered under your policy).
To update your policy details, please email us your new details on contactus@oldmutual.co.zw