Secret of the ElephantKnowledge is power!
          personal financial planning and advice on the money secret of the elephant

          Do you know exactly where your hard-earned money is going each month?

          A great secret of wealthy people is that they take control of their earnings and expenses. Knowing what you earn, what you owe and what you spend on a monthly basis will help put you in control of your finances.

          The Secret of the Elephant is: knowledge is power. The African elephant never forgets. Its knowledge, aided by its memory, is its power. It remembers the places it has been, and uses this knowledge to plan its future. Unlike the elephant, human memory is unreliable. Luckily, we have the ability to read and write to help us remember.

          Proper record-keeping will help you understand your spending habits much better. Once you have recorded what you actually earn and spend your money on, you can plan how to change your spending to suit your income and future goals. This knowledge gives you the power to change. Budgeting is a skill that everyone can learn.

          The Secret of the Elephant will help you:

          • Identify different kinds of expenses and how to manage them.
          • Develop a family budget at least once a year.
          • List a simple five-step budgeting process that works.
          • Develop a plan to track difficult variable expenses using the "elephant envelopes" method.

          Would you like to learn more about the Secret of the Elephant?

          There is so much more to uncover. Download the Secret of the Elephant brochure and start making a difference today!

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